Housing Services

At Optimum-Options, we bridge the gap between families seeking affordable housing and investors seeking profitable real estate opportunities. Our comprehensive housing services provide alternative financing solutions for creditworthy families unable to secure traditional mortgages, while offering investors turnkey opportunities in co-living properties and single-family rehabilitation projects.

Whether you're a homeowner facing financial challenges, a family seeking non-traditional financing, or an investor looking for vetted real estate opportunities, we deliver solutions that work.

Owner Financing & Non-Traditional Mortgage Programs

Many creditworthy families are turned away by traditional lenders due to self-employment income, credit history gaps, or non-conforming financial situations. Our alternative financing programs provide legitimate pathways to homeownership:

• Flexible qualification criteria beyond conventional lending standards
• Owner financing options for families with steady income but non-traditional documentation
• Rent-to-own programs that build equity while establishing credit
• Portfolio lending solutions for unique financial situations

We partner with investors to fund these programs, creating sustainable homeownership opportunities while delivering consistent returns to our funding partners.

Two Proven Investment Models

Partner with us to fund our alternative home financing programs:

• Fixed-return investments with pre-agreed rates secured by real estate
• Vetted borrowers who are creditworthy but underserved by traditional lending
• First-position liens on properties with built-in equity protection
• Predictable cash flow from structured payment plans
• Portfolio diversification across multiple properties and borrowers

This model generates consistent returns while helping families achieve homeownership—a true win-win investment strategy.

We identify, acquire, and manage single-family home conversions optimized for co-living and shared housing:

• Full project management from acquisition through tenant placement
• Renovations optimized for maximum rental income (multiple bedrooms, shared common areas)
• Higher cash flow compared to traditional single-family rentals
• Growing market demand for affordable shared housing solutions
• Professional tenant screening and placement through our OptimumOhioHomes.com network

Our experienced team handles acquisitions, renovations, permitting, and tenant placement—you provide the capital, we deliver the results.

Two Paths to Market-Ready Properties

Option 1: "As-Is" Opportunities
For experienced investors or families with renovation capabilities, we offer properties in current condition at below-market prices. Ideal for:

• Investors seeking sweat-equity opportunities
• Families willing to renovate in exchange for reduced purchase price
• Portfolio builders looking for value-add properties

Option 2: Turnkey Rehabilitated Properties
We manage complete renovations to rent-ready or move-in condition:

• Full-scale rehabilitation with licensed contractors
• Quality materials and workmanship standards
• Building code compliance and permitting
• Final property inspection and certification

We actively develop and promote shared housing and co-living rental properties that provide:

• Affordable private bedrooms with shared common areas
• All-inclusive rent covering utilities and amenities
• Flexible lease terms for life-transition residents
• Community living environments with vetted housemates

Find Available Shared Housing: National Shared Housing Marketplace

This growing housing model serves young professionals, students, recent divorcees, and anyone seeking affordable alternatives to high-cost studio apartments.

Our extensive network of real estate professionals enables us to provide:

Renovation & Project Management

• Licensed general contractors and trade specialists
• Cost-effective material sourcing and project scheduling
• Quality control and timeline management
• Budget oversight and transparency

Residential Relocation Coordination

• Professional moving services coordination
• Temporary housing during renovation periods
• Permanent housing placement assistance
• Support for public and subsidized housing residents

Commercial Relocation Services

• Complete business relocation management
• Inventory consultation and coordination
• Documentation and compliance assistance
• Relocation benefit maximization

Facing foreclosure, tax liens, HOA liens, or inherited property challenges? We offer no-cost, no-obligation consultations to explore:

• Loan modification and forbearance options
• Lien resolution strategies
• Probate and estate settlement assistance
• Property disposition alternatives
• Bankruptcy coordination

Our experienced team helps you understand all available options before making critical decisions about your property.

Schedule your FREE consultation to explore foreclosure alternatives, alternative financing options, or housing solutions.
📞 (855) 734-7386

Learn about current investment opportunities in alternative financing programs and co-living property partnerships.
📞 (855) 734-7386

Browse available co-living rentals in our national marketplace.
🔗 Visit Our Shared Housing Marketplace